Most companies overspend on benefits software by 40%. Find out where yours stands — in 2 minutes.
How many SaaS tools are currently included in your employee benefits package?
Include wellness apps, EAP platforms, learning tools, perks portals, and any vendor-managed benefits software.
The average Series B company runs 14 benefits tools. Nine of them duplicate each other.
When we map your current SaaS footprint against actual employee-facing touchpoints, the overlap is almost always immediate. Wellness platforms that mirror EAP scope. Learning tools that replicate what your HRIS already ships. Perks portals nobody opens because the same benefit lives three clicks deeper in the main platform. Every redundant seat is a line item that survived three renewal cycles on inertia alone.
Benefits Stack
8 tools · Current state
You're paying for 1,200 monthly active users. 340 logged in last quarter.
License counts are negotiated at peak headcount projections. Actual utilization data — login frequency, feature depth, session duration — tells a different story. Our utilization audit cross-references your vendor-reported numbers against SSO logs and HR system activity. The gap between what you're licensed for and what your team actually uses is where the six-figure waste lives.
Employee Login Activity
Last 6 months vs. licensed seats
Avg. utilization across stack
28%
Licensed seats unused
72%
Three of your benefits vendors haven't updated their BAA since 2022.
Benefits software handles sensitive health, financial, and personal data. Most stacks accumulated during hypergrowth — vendors added fast, contracts signed under deadline pressure, compliance review deferred. Our audit surfaces expired BAAs, HIPAA-adjacent tools without proper data handling agreements, and state-level compliance gaps that opened when you hired across new geographies. The risk isn't theoretical — it's in your current renewal stack.
Compliance Audit
Vendor contract status
BAA expired Jan 2022
Missing data processing addendum
SOC 2 report not current (>12 mo)
No DPA for CA employees
Multi-state tax compliance gap
Compliant — last audited Feb 2026
Compliant — enterprise tier
You have four vendors solving the same employee financial wellness problem.
Post-acquisition stacks are the worst offenders, but organic growth creates the same mess. Each department head bought their preferred tool. Each acquired company brought their own stack. Nobody mapped the overlap because nobody owned the whole picture. We build a capability matrix across your entire benefits footprint — every tool plotted against every employee need it claims to address. The intersections are where your consolidation opportunities live.
Capability Matrix
Vendor overlap by function
Companies that complete a StackAudit recover an average of $127K in year one.
The savings come from three places: eliminated redundant seats, renegotiated contracts on tools you keep, and consolidation to platforms that do more per dollar. We model conservative, base, and optimistic scenarios against your actual spend inputs. The report you receive after completing the assessment includes a line-by-line savings projection with vendor-specific renegotiation guidance and a 90-day consolidation roadmap.
Savings Projection
Year-one recovery estimate
Projected Year-One Recovery
47% of current benefits software spend