Benefits Stack Assessment
v2.4

Most companies overspend on benefits software by 40%. Find out where yours stands — in 2 minutes.

Step 1 of 5

How many SaaS tools are currently included in your employee benefits package?

Include wellness apps, EAP platforms, learning tools, perks portals, and any vendor-managed benefits software.

Step 01
Stack Redundancy

The average Series B company runs 14 benefits tools. Nine of them duplicate each other.

When we map your current SaaS footprint against actual employee-facing touchpoints, the overlap is almost always immediate. Wellness platforms that mirror EAP scope. Learning tools that replicate what your HRIS already ships. Perks portals nobody opens because the same benefit lives three clicks deeper in the main platform. Every redundant seat is a line item that survived three renewal cycles on inertia alone.

9 of 14
avg. redundant tools

Benefits Stack

8 tools · Current state

ANALYZING
WellnessApp ProDUPWellness
MindfulWorkDUPWellness
EAP ConnectDUPEAP
HealthHub 360DUPWellness
LearnPath LMSLearning
PerksPortalDUPPerks
BenefitsBaseCore
MentalFirstDUPWellness
Step 02
Utilization Reality

You're paying for 1,200 monthly active users. 340 logged in last quarter.

License counts are negotiated at peak headcount projections. Actual utilization data — login frequency, feature depth, session duration — tells a different story. Our utilization audit cross-references your vendor-reported numbers against SSO logs and HR system activity. The gap between what you're licensed for and what your team actually uses is where the six-figure waste lives.

28%
avg. active utilization rate

Employee Login Activity

Last 6 months vs. licensed seats

0%
~15%
~45%
80%+
Oct
Nov
Dec
Jan
Feb
Mar
WellnessApp
EAP Connect
PerksPortal
LearnPath
HealthHub

Avg. utilization across stack

28%

Licensed seats unused

72%

Step 03
Compliance Exposure

Three of your benefits vendors haven't updated their BAA since 2022.

Benefits software handles sensitive health, financial, and personal data. Most stacks accumulated during hypergrowth — vendors added fast, contracts signed under deadline pressure, compliance review deferred. Our audit surfaces expired BAAs, HIPAA-adjacent tools without proper data handling agreements, and state-level compliance gaps that opened when you hired across new geographies. The risk isn't theoretical — it's in your current renewal stack.

67%
of audited stacks have ≥1 compliance gap

Compliance Audit

Vendor contract status

3 gaps found
WellnessApp ProHIPAA

BAA expired Jan 2022

CRITICAL
HealthHub 360GDPR

Missing data processing addendum

HIGH
EAP ConnectSOC 2

SOC 2 report not current (>12 mo)

HIGH
MindfulWorkCCPA

No DPA for CA employees

MEDIUM
PerksPortalTax

Multi-state tax compliance gap

MEDIUM
LearnPath LMSSOC 2

Compliant — last audited Feb 2026

COMPLIANT
BenefitsBaseHIPAA

Compliant — enterprise tier

COMPLIANT
Audit model v2.4 · Updated Feb 2026
Step 04
Vendor Overlap

You have four vendors solving the same employee financial wellness problem.

Post-acquisition stacks are the worst offenders, but organic growth creates the same mess. Each department head bought their preferred tool. Each acquired company brought their own stack. Nobody mapped the overlap because nobody owned the whole picture. We build a capability matrix across your entire benefits footprint — every tool plotted against every employee need it claims to address. The intersections are where your consolidation opportunities live.

3.2x
avg. vendor overlap ratio

Capability Matrix

Vendor overlap by function

3.2x avg overlap
Mental health support
WellnessApp
EAP
MindfulWork
HealthHub
×4 overlap
Financial wellness
PerksPortal
BenefitsBase
WellnessApp
×3 overlap
Physical health tracking
WellnessApp
HealthHub
Learning & development
LearnPath
BenefitsBase
Perks & discounts
PerksPortal
BenefitsBase
WellnessApp
×3 overlap
Crisis counseling
EAP
MindfulWork
WellnessApp
×3 overlap
WellnessApp
EAP
MindfulWork
HealthHub
PerksPortal
BenefitsBase
LearnPath
Step 05
Projected Savings

Companies that complete a StackAudit recover an average of $127K in year one.

The savings come from three places: eliminated redundant seats, renegotiated contracts on tools you keep, and consolidation to platforms that do more per dollar. We model conservative, base, and optimistic scenarios against your actual spend inputs. The report you receive after completing the assessment includes a line-by-line savings projection with vendor-specific renegotiation guidance and a 90-day consolidation roadmap.

$127K
avg. year-one savings recovered

Savings Projection

Year-one recovery estimate

Projected Year-One Recovery

$0

47% of current benefits software spend

Redundant seat elimination
$54,000
Contract renegotiation
$38,000
Platform consolidation
$35,000
Projections based on 847 audits completed 2023–2026 · Median outcomes by company stage